有未结清借款时，我可以提取抵押品吗？
可以。您可以提取部分抵押品，前提是该操作不会使您的保证金水平低于要求的阈值。如果提取抵押品会使您的账户面临清算风险，系统将阻止该提现。
在尝试提现前，请务必检查您的保证金水平。
我可以选择不将某些资产用作抵押品吗？
在 Backpack Exchange，您的账户采用全仓保证金模式，即**所有符合条件的资产默认**用作抵押品。同一账户内无法关闭或选择不将某项资产用作抵押。
防止某项资产被用作抵押的唯一方法，是将其转移至子账户，使其与主账户的保证金仓位**隔离**。
持有借款仓位期间，如果我的抵押品价值下跌会发生什么？
如果您的抵押品价值大幅下跌，您的保证金水平也会随之下降。一旦低于维持保证金率，您的仓位将面临**清算**风险。
系统将自动出售您的抵押品以**偿还**借入的资金。
**为避免这种情况，请密切监控您的保证金水平，并在必要时追加抵押品。**
借款资金的清算流程是怎样的？
当您的**维持保证金率达到 100%** 时，清算引擎将开始有序地减少您的仓位并出售抵押品，以覆盖借款金额。这有助于同时保护您和平台的安全。
如果您的账户被清算，清算引擎可能会在订单簿上出售或转换资产。清算期间，每笔通过订单簿执行的转换将收取 1% 的手续费。
我可以在 Backpack Exchange 使用借入的资金进行交易吗？
可以，您可以将借入的资金用于现货交易和杠杆交易。这项功能为您提供额外资金以把握市场机会。
但请注意，使用杠杆会增加风险，因此请谨慎管理您的抵押品并持续监控保证金水平，以避免被清算。
{% hint style="info" %}
### **👉**[**了解更多与借款相关的内容**](/technical-docs/cn/jie-dai/jie-kuan.md)
{% endhint %}
---
# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.
## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.
Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter:
```
GET https://support.backpack.exchange/support-docs/cn/jiao-yi-suo/jie-dai/jie-kuan.md?ask=&goal=
```
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Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.
