# Boosted USD Yield Program

The Boosted USD Yield Program allows users who reach certain volume or staked BP thresholds to earn additional yield on their lent USD, on top of the standard lend and stablecoin rate. The bonus yield ranges from +0.50% to +3.00% APY depending on tier, and applies up to a per-tier Lend Boost Limit.

In order to unlock the extra USD yield, you need to meet either the BP staking, futures volume, or spot volume thresholds laid out below.

####  Bonus yield by tier

<table data-header-hidden><thead><tr><th width="105.4609375">Tier</th><th width="119.1754150390625">Staked BP</th><th width="141.1771240234375"></th><th width="150.1788330078125"></th><th width="114.814208984375"></th><th></th></tr></thead><tbody><tr><td><strong>Boosted Yield Tier</strong></td><td><strong>Staked BP</strong></td><td><strong>P30D Spot Volume</strong></td><td><strong>P30D Futures Volume</strong></td><td><strong>Extra Yield (APY)</strong></td><td><strong>Lend Boost Limit</strong></td></tr><tr><td>VIP1</td><td>50,000</td><td>$15,000,000</td><td>$50,000,000</td><td>+0.50%</td><td>$50,000</td></tr><tr><td>VIP2</td><td>100,000</td><td>$25,000,000</td><td>$100,000,000</td><td>+1.00%</td><td>$100,000</td></tr><tr><td>VIP3</td><td>200,000</td><td>$50,000,000</td><td>$150,000,000</td><td>+1.50%</td><td>$250,000</td></tr><tr><td>VIP4</td><td>350,000</td><td>$75,000,000</td><td>$200,000,000</td><td>+2.00%</td><td>$500,000</td></tr><tr><td>VIP5</td><td>500,000</td><td>$100,000,000</td><td>$300,000,000</td><td>+3.00%</td><td>$1,000,000</td></tr></tbody></table>

#### How it works

The extra yield is a separate fixed component, added on top of the floating lending and stablecoin rates. If the current lending rate is 1%, the current stablecoin rate is 2%, and you are VIP5 (3% extra yield), your net USD APY is 6%. You can view the current USD lending and stablecoin rates in the [lending page](https://backpack.exchange/lend/USD).

The bonus yield applies only to lent USD up to the Lend Boost Limit. Lent balances above the limit earn the lending rate and stablecoin rate only. Other assets such as BTC, USDT, and SOL do not qualify for the extra VIP yield.

The VIP boosted rate is paid out monthly, along with the extra USD stablecoin yield.

#### Example

Assume the following:

* Current USD lend rate: 1.00% APY
* Current stablecoin rate: 2.00% APY
* Tier: VIP 3 (+1.50% extra yield, $250,000 Lend Boost Limit)
* Lent USD collateral: $200,000

Since $200,000 is below the $250,000 Lend Boost Limit, the full balance earns the boosted rate.

Your net USD rate = 1% + 2% + 1.5% = 4.5%

If the balance were $300,000, only the first $250,000 would earn 4.50% APY - the remaining $50,000 would earn 3.00% APY from the current lend (1%) and stablecoin (2%) rates, with no VIP boost.

To see your Boosted Yield tier, visit the [BP Staking page](https://backpack.exchange/bp) and click on the "Extra USD Yield" section.

*Backpack reserves the right to discontinue or update the program at any time.*


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://support.backpack.exchange/exchange/programs/boosted-usd-yield-program.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.