> For the complete documentation index, see [llms.txt](https://support.backpack.exchange/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://support.backpack.exchange/exchange/programs/boosted-usd-yield-program.md).
# Boosted USD Yield Program
The Boosted USD Yield Program allows users who reach certain volume, staked BP, or assets held thresholds to earn additional yield on their lent USD, on top of the standard lend and stablecoin rate. The bonus yield ranges from +0.50% to +3.00% APY depending on tier, and applies up to a per-tier Lend Boost Limit.
In order to unlock the extra USD yield, you need to meet any one of the BP staking, assets held, futures volume, or spot volume thresholds laid out below.
### Bonus yield by tier
| Tier | Staked BP | | | | | |
|---|
| Boosted Yield Tier | Staked BP | Assets Held | P30D Spot Volume | P30D Futures Volume | Extra Yield (APY) | Lend Boost Limit |
| VIP1 | 50,000 | $250,000 | $15,000,000 | $50,000,000 | +0.50% | $50,000 |
| VIP2 | 100,000 | $500,000 | $25,000,000 | $100,000,000 | +1.00% | $100,000 |
| VIP3 | 200,000 | $1,000,000 | $50,000,000 | $150,000,000 | +1.50% | $250,000 |
| VIP4 | 350,000 | $2,500,000 | $75,000,000 | $200,000,000 | +2.00% | $500,000 |
| VIP5 | 500,000 | $5,000,000 | $100,000,000 | $300,000,000 | +3.00% | $1,000,000 |
***
### How it works
The extra yield is a separate fixed component, added on top of the floating lending and stablecoin rates. If the current lending rate is 1%, the current stablecoin rate is 2%, and you are VIP5 (3% extra yield), your net USD APY is 6%. You can view the current USD lending and stablecoin rates in the [lending page](https://backpack.exchange/lend/USD).
The bonus yield applies only to lent USD up to the Lend Boost Limit. Lent balances above the limit earn the lending rate and stablecoin rate only. Other assets such as BTC, USDT, and SOL do not qualify for the extra VIP yield.
The VIP boosted rate is paid out monthly, along with the extra USD stablecoin yield.
{% hint style="info" %}
**Note:** Boosted yield is calculated based on the lowest VIP tier you held at any point during that month. This applies even if your tier changes more than once.
{% endhint %}
#### Example
Assume the following:
* Current USD lend rate: 1.00% APY
* Current stablecoin rate: 2.00% APY
* Tier: VIP 3 (+1.50% extra yield, $250,000 Lend Boost Limit)
* Lent USD collateral: $200,000
Since $200,000 is below the $250,000 Lend Boost Limit, the full balance earns the boosted rate.
Your net USD rate = 1% + 2% + 1.5% = 4.5%
If the balance were $300,000, only the first $250,000 would earn 4.50% APY - the remaining $50,000 would earn 3.00% APY from the current lend (1%) and stablecoin (2%) rates, with no VIP boost.
To see your Boosted Yield tier, visit the [BP Staking page](https://backpack.exchange/bp) and click on the "Extra USD Yield" section.
*Backpack reserves the right to discontinue or update the program at any time.*
---
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