# How to Deposit via Wire Transfer— Wise

This quick guide shows you exactly how to wire USD from your Wise account to Backpack

### Overview

| Item                |                             |
| ------------------- | --------------------------- |
| **Currency**        | USD via SWIFT               |
| **Minimum Deposit** | 100 USD                     |
| **Processing Time** | Typically 1–5 business days |

***

### Prerequisites

Ensure you have:

* ✅ **Wise account** and available funding method
* ✅ **Backpack Exchange wire details** (SWIFT, IBAN, Account Name, Reference Code)

***

## Step-by-Step Guide

### 1. Get Your Backpack Wire Details

* Log in to [Backpack.exchange](https://backpack.exchange/).
* Go to **Deposit**&#x20;

<figure><img src="https://lh7-rt.googleusercontent.com/docsz/AD_4nXdO37hdnUVkwUxxZ4ggTxrwz__ZqPWMwtUOJQxBH1dAmPIJBhf_UIQl-U4WlEGP8M28PoTQP5leNjTWO6vUzaugt5bCMhWwzzQjIKiofNo9hM7DrRgoqnmXOuoCrGTEPECZYjEMTg?key=eaNSr6kZABRUBYvUjpI0kw" alt=""><figcaption></figcaption></figure>

* Select **Cash (USD)** → **Wire Transfer** → click **Continue**

![](/files/P84RvEhZTiMjvoaNCsm6)

**Copy:**

* SWIFT/BIC
* IBAN/Account Number
* Account Name
* **Reference ID**

<div align="left"><figure><img src="/files/Cl9c6rhfxZNaYuoQoZlS" alt="" width="375"><figcaption></figcaption></figure></div>

{% hint style="info" %}
**Deposit fees may vary depending on your account status.** Please refer to the detailed fee schedule [**here**](/exchange/deposit-and-withdraw/fiat/how-to-deposit-via-wire.md#wire-fee-schedule).
{% endhint %}

***

### 2. Send USD via Wise

* Log in to your Wise account (website or app)
* Click on the green '**Send'** button

<div align="left"><figure><img src="/files/dGAvV66cV08FVDb8tMJF" alt=""><figcaption></figcaption></figure></div>

* On the **'Select their currency'** screen, choose your '**Source currency'** (local currency or USD if funded) and set the **Target currency** to USD

<div align="left"><figure><img src="/files/XH9H8em4jkP36VdI7TNf" alt=""><figcaption></figcaption></figure></div>

* On the **'Add a recipient'** screen, select **'Bank details'**

<div align="left"><figure><img src="/files/9smcfLtbmNWjIRWQhMRK" alt=""><figcaption></figcaption></figure></div>

* Select '**Business or Charity'** recipient (required as Backpack is a business)

<div align="left"><figure><img src="/files/jI4bGNQMbGpINNwtdHUS" alt=""><figcaption></figcaption></figure></div>

* Enter Backpack’s **Beneficiary Name**, **IBAN**, and **SWIFT/BIC**

<div align="left"><figure><img src="/files/oMoab8lvyZRYjcQCzfaY" alt=""><figcaption></figcaption></figure></div>

* Select the payment currency and enter the amount, click **'Continue'**

<div align="left"><figure><img src="/files/soVIE88XrcJjzQxJFaOx" alt=""><figcaption></figcaption></figure></div>

* review fees, In the **'Payment reference / Message'** field, paste your Backpack **Reference Code,** and click **'Continue to instructions'** to complete the transfer

<div align="left"><figure><img src="/files/fhSFTHSNyXneQFS641fA" alt=""><figcaption></figcaption></figure></div>

***

### 3. Track Your Deposit

* Wise will display real-time status updates: **Processing → Sent**.
* Funds usually appear in your Backpack account within **1–5 business days**.
* If the transfer hasn't been credited after 5 business days, contact Wise and Backpack Support with your wire details.

***

🎉 **Great work!** Your deposit is on its way.

If you encounter any issues, our support team is available 24/7. Contact us at <support@backpack.exchange>, and please include your wire details for quicker assistance.


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